/* Fonts are bundled in fonts/ so nothing is loaded from third parties. License: SIL Open Font License. */
@font-face{font-family:"Inter";font-style:normal;font-weight:400;font-display:swap;src:url(fonts/inter-latin-400-normal.woff2) format("woff2")}
@font-face{font-family:"Inter";font-style:normal;font-weight:500;font-display:swap;src:url(fonts/inter-latin-500-normal.woff2) format("woff2")}
@font-face{font-family:"Inter";font-style:normal;font-weight:600;font-display:swap;src:url(fonts/inter-latin-600-normal.woff2) format("woff2")}
@font-face{font-family:"Archivo";font-style:normal;font-weight:500;font-display:swap;src:url(fonts/archivo-latin-500-normal.woff2) format("woff2")}
@font-face{font-family:"Archivo";font-style:normal;font-weight:700;font-display:swap;src:url(fonts/archivo-latin-700-normal.woff2) format("woff2")}
@font-face{font-family:"Archivo";font-style:normal;font-weight:800;font-display:swap;src:url(fonts/archivo-latin-800-normal.woff2) format("woff2")}
/* Layout: one calm reading column; the calculator is the only wider working surface */
:root{
  --bg:#f6f7f8; --surface:#ffffff; --fg:#16191d; --muted:#5d6670; --line:#dde1e5;
  --low:#1f63d6; --high:#d2342b; --mid:#a9b0b8; --good-bg:#e9f1ff; --warn-bg:#fff4d6; --warn-fg:#6b4e00;
  --display:"Archivo","Helvetica Neue",Arial,sans-serif;
  --body:"Inter",system-ui,-apple-system,"Segoe UI",sans-serif;
  color-scheme:light;
}
@media (prefers-color-scheme: dark){:root{
  --bg:#111417; --surface:#1a1e23; --fg:#eef1f4; --muted:#9aa4ae; --line:#2c333a;
  --low:#6ea2ff; --high:#ff6f63; --mid:#5c656e; --good-bg:#1b2a44; --warn-bg:#3a3018; --warn-fg:#f3d38a; color-scheme:dark}}

*{box-sizing:border-box}
[hidden]{display:none!important}
body{margin:0;background:var(--bg);color:var(--fg);font-family:var(--body);font-size:16px;line-height:1.6;
  padding-left:max(16px,env(safe-area-inset-left,0px));padding-right:max(16px,env(safe-area-inset-right,0px));padding-block:24px 64px}
.wrap{max-width:1000px;margin:0 auto;display:flex;flex-direction:column;gap:48px}
.col{max-width:680px}
h1,h2,h3{font-family:var(--display);text-wrap:balance;margin:0;line-height:1.15}
h1{font-size:clamp(2.1rem,6vw,3.4rem);font-weight:800;letter-spacing:-.02em}
h2{font-size:1.6rem;font-weight:700;margin-bottom:12px}
h3{font-size:1.1rem;font-weight:700}
p{margin:0 0 12px}
a{color:var(--low)}
.eyebrow{font-size:.78rem;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);font-weight:600;margin-bottom:12px}
.lo{color:var(--low)} .hi{color:var(--high)}
.lead{font-size:1.2rem;color:var(--muted);margin-top:16px}
.num{font-variant-numeric:tabular-nums}
.note{font-size:.85rem;color:var(--muted)}

nav.top{display:flex;gap:6px;flex-wrap:wrap;max-width:1000px;margin:0 auto 32px}
nav.top a{text-decoration:none;color:var(--fg);border:1px solid var(--line);border-radius:999px;padding:6px 14px;font-size:.9rem}
nav.top a[aria-current="page"]{background:var(--fg);color:var(--bg);border-color:var(--fg)}

.banner{background:var(--warn-bg);color:var(--warn-fg);border-radius:8px;padding:12px 16px;font-size:.92rem}

.parts{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px;margin-top:16px}
.part{border-top:3px solid var(--fg);padding-top:12px}
.part p{color:var(--muted);font-size:.95rem;margin:6px 0 0}

.calc{background:var(--surface);border:1px solid var(--line);border-radius:10px;padding:24px;display:flex;flex-direction:column;gap:24px}

/* Selection fields */
.pick{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:16px}
.field{display:flex;flex-direction:column;gap:6px;min-width:0}
.field>label,.field>.lbl{font-weight:600;font-size:.9rem}
.field input[type=text],.field select{font:inherit;padding:9px 10px;border:1px solid var(--line);border-radius:6px;background:var(--bg);color:var(--fg);width:100%;min-width:0}
.seg{display:flex;border:1px solid var(--line);border-radius:6px;overflow:hidden}
.seg button{flex:1;font:inherit;font-size:.9rem;padding:8px 6px;border:0;background:var(--bg);color:var(--fg);cursor:pointer}
.seg button+button{border-left:1px solid var(--line)}
.seg button[aria-pressed="true"]{background:var(--fg);color:var(--bg);font-weight:600}
.place{font-size:.85rem;color:var(--muted);min-height:1.3em}
.place.err{color:var(--high)}

.source{display:flex;flex-wrap:wrap;align-items:center;gap:8px 16px;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding-block:12px}
.source .tag{font-size:.75rem;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);font-weight:600}
.source strong{font-family:var(--display);font-size:1.05rem}
.source .spacer{flex:1}
.btn{font:inherit;font-size:.9rem;border:1px solid var(--line);background:var(--bg);color:var(--fg);border-radius:999px;padding:6px 14px;cursor:pointer}
.btn:hover{border-color:var(--fg)}

.calc-top{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.6fr);gap:32px}
@media (max-width:760px){.calc-top{grid-template-columns:minmax(0,1fr)}}
.slider-row{display:flex;flex-direction:column;gap:8px}
.big{font-family:var(--display);font-size:2rem;font-weight:800}
input[type=range]{width:100%;accent-color:var(--fg)}
.presets{display:flex;flex-wrap:wrap;gap:8px}
.presets button{font:inherit;font-size:.85rem;border:1px solid var(--line);background:var(--bg);color:var(--fg);border-radius:999px;padding:6px 12px;cursor:pointer}
.presets button:hover{border-color:var(--fg)}
button:focus-visible,input:focus-visible,select:focus-visible,a:focus-visible{outline:2px solid var(--low);outline-offset:2px}
.verdict{background:var(--good-bg);border-radius:8px;padding:16px}
.verdict strong{font-family:var(--display);font-size:1.25rem}

.bars{display:flex;flex-direction:column;gap:6px}
.bar{display:grid;grid-template-columns:112px minmax(0,1fr) 92px;align-items:center;gap:10px;font-size:.92rem}
.bar .name{white-space:nowrap}
.bar .track{height:22px}
.bar .fill{height:100%;border-radius:3px;background:var(--mid)}
.bar.best.lowend .fill{background:var(--low)}
.bar.best.highend .fill{background:var(--high)}
.bar.best .name,.bar.best .val{font-weight:700}
.bar .val{text-align:right}
.bar .diff{color:var(--muted);font-size:.8rem;display:block;line-height:1.1}
.bar.na{color:var(--muted)}

.chart-box{overflow-x:auto}
svg text{font-family:var(--body)}

.rules{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:16px}
.rule{background:var(--surface);border:1px solid var(--line);border-radius:10px;padding:20px}
.rule h3{margin-bottom:8px}
.rule.rlow{border-top:4px solid var(--low)} .rule.rhigh{border-top:4px solid var(--high)}
ul{margin:0;padding-left:20px} li{margin-bottom:6px}
.math{font-variant-numeric:tabular-nums;background:var(--surface);border:1px solid var(--line);border-radius:8px;padding:16px;margin:12px 0}
.math div{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}
footer{color:var(--muted);font-size:.85rem;border-top:1px solid var(--line);padding-top:16px}
@media (prefers-reduced-motion: no-preference){.bar .fill{transition:width .25s ease}}

/* Total cost breakdown (premiums / deductible / co-payment) */
:root{--seg-p:#7d8b99;--seg-f:#d9912b;--seg-s:#efc77a}
@media (prefers-color-scheme: dark){:root{--seg-p:#6b7886;--seg-f:#d9912b;--seg-s:#8a6a2c}}
.bar .track{display:flex;height:22px;border-radius:3px;overflow:hidden}
.bar .track>span{height:100%}
.bar.best{outline:2px solid var(--fg);outline-offset:3px;border-radius:4px}
.seg-p{background:var(--seg-p)} .seg-f{background:var(--seg-f)} .seg-s{background:var(--seg-s)}
.legend{display:flex;flex-wrap:wrap;gap:16px;margin-top:10px}
.dot{display:inline-block;width:10px;height:10px;border-radius:2px;margin-right:6px;vertical-align:baseline}
.split-box{overflow-x:auto;margin-top:16px}
.split{border-collapse:collapse;width:100%;font-size:.9rem}
.split th,.split td{padding:6px 8px;border-bottom:1px solid var(--line);text-align:right;white-space:nowrap}
.split th[scope=row],.split thead th:first-child{text-align:left;font-weight:500}
.split tfoot th,.split tfoot td{font-weight:700;border-bottom:0}
footer h3{font-size:1rem;color:var(--fg);margin-bottom:8px}
footer ul{padding-left:18px}
footer li{margin-bottom:4px}
.col>h3{margin:20px 0 4px}

/* Editable monthly premiums: each field shows "official" or "changed" */
:root{--edit:#7b4fd6;--edit-bg:#f3eefe}
@media (prefers-color-scheme: dark){:root{--edit:#b79bff;--edit-bg:#2a2140}}
.prem-edit{display:flex;flex-direction:column;gap:10px}
.prem-head{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:8px}
.prem-head .lbl{font-weight:600;font-size:.9rem;display:flex;flex-wrap:wrap;align-items:center;gap:8px}
.status{display:inline-block;font-size:.75rem;font-weight:600;padding:2px 9px;border-radius:999px;border:1px solid var(--line);color:var(--muted);background:var(--bg);white-space:nowrap}
.status::before{content:"✓ "}
.status.edited{border-color:var(--edit);color:var(--edit);background:var(--edit-bg)}
.status.edited::before{content:"✎ "}
.prem-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(128px,1fr));gap:10px}
.pf{display:flex;flex-direction:column;gap:4px;min-width:0;padding:8px;border:1px solid var(--line);border-radius:8px;background:var(--surface)}
.pf-top{display:flex;justify-content:space-between;align-items:baseline;gap:6px;font-size:.8rem;color:var(--muted)}
.pf-top label{font-weight:600;color:var(--fg);white-space:nowrap}
.tag{font-size:.68rem;font-weight:600;letter-spacing:.04em;text-transform:uppercase;color:var(--muted)}
.pf input{font:inherit;font-size:1rem;font-variant-numeric:tabular-nums;color:var(--fg);background:var(--bg);border:1px solid var(--line);border-radius:6px;padding:7px 9px;width:100%;min-width:0}
.pf-bottom{display:flex;justify-content:space-between;align-items:center;gap:6px;min-height:1.6em;font-size:.75rem;color:var(--muted);font-variant-numeric:tabular-nums}
.pf.edited{border-color:var(--edit);background:var(--edit-bg)}
.pf.edited .tag{color:var(--edit)}
.pf.edited input{border-color:var(--edit);font-weight:600}
.pf.na .tag{font-style:normal}
.pf.na input{border-style:dashed}
.undo{font:inherit;font-size:.75rem;color:var(--edit);background:none;border:0;padding:0;cursor:pointer;text-decoration:underline;white-space:nowrap}
.mod-dot{display:inline-block;width:8px;height:8px;border-radius:50%;background:var(--edit);margin-left:6px;vertical-align:middle}
#mod-legend .mod-dot{margin:0 6px 0 0}
.pf-top{flex-direction:column;align-items:flex-start;gap:0}
.pf-bottom{flex-direction:column;align-items:flex-start;gap:2px}

/* Language switcher */
.langs{display:flex;gap:2px;margin-left:auto;border:1px solid var(--line);border-radius:999px;padding:2px}
.langs button{font:inherit;font-size:.8rem;font-weight:600;letter-spacing:.04em;border:0;background:none;color:var(--muted);border-radius:999px;padding:4px 9px;cursor:pointer}
.langs button[aria-pressed="true"]{background:var(--fg);color:var(--bg)}
.langs button:focus-visible{outline:2px solid var(--low);outline-offset:1px}
nav.top{align-items:center}